Billing and Payment

In return for my spending 45 minutes in a therapy session with you, you will be expected to pay for this service. If you have insurance, the insurance company may pay for part of this fee. If you have questions about any charges or fees, please feel free to discuss these with me or my office manager. If you elect to use your insurance, the parts of my fee not covered by insurance (the copay and/or coinsurance and deductible) are your responsibility, and I will expect you to pay them at the time of the session.

If you are using insurance it is important for you to know how much your part of the fee will be, and to be sure that your sessions are authorized ahead of time by the insurance company or the managed care company administering the benefits for the insurance company. This is usually done by calling the number for mental health services on your insurance card. My office manager may be able to assist you in this process if you have questions or problems.
 

Cancellations and No-Shows

Your therapy appointment time is reserved only for you. This is different from some other doctor's offices, where more than one person may be scheduled at the same time. If you run late to an appointment, it will still end at the scheduled time, because someone has a scheduled appointment right after yours.

If you miss an appointment for any reason, you will be charged the full fee for your session if you do not call at least 24 hours in advance of your appointment time to cancel.  Your insurance company will not cover the fee for a missed appointment.

If you need to cancel an appointment, call the office and speak with the office manager, or leave a voice mail. E-mail or written cancellation notices will not be accepted.


I have highlighted this information because it is the part of therapy that my clients most frequently do not understand. To avoid conflict between us or getting upset later, please remember this part especially.
 

Consultations, Phone Sessions, Letters, and Reports

If you have an emergency between sessions and need me to call you to address concerns that cannot wait until the next session, I will charge you for this time at my regular rates. Please be aware that your insurance will not pay for this time.

Other services that are not covered by insurance include:

Writing a letter or report at your request
Consultations with attorneys, teachers or other professionals on your behalf

The fee for these will vary depending upon the time I must spend writing the letter or performing the consult and also includes preparation and record review time plus travel time if I must leave my office. The only exception to these charges is when I consult with your primary care doctor or a psychiatrist if they are prescribing medication associated with your treatment.
 

Payment Methods

I accept cash, checks, and money orders as payment for your therapy. Credit cards are not accepted. In the event that you have a check returned to me for non-payment of funds, you will be expected to pay for the associated costs I have. These charges will include a returned check charge and any bank charges I incur. I may also ask you to pay by cash or money order in the future.
 


Michael S. McGarry, Ph.D.
Ridgeview Institute, Professional Building South, Suite 1

4015 South Cobb Drive Smyrna, GA 30080
770-435-5453
 
 © Michael S. McGarry, Ph.D., P.C.

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